Getting laid off is challenging enough, but facing unemployment during pregnancy can add extra stress and uncertainty. Federal laws like the Pregnancy Discrimination Act (PDA) and the Family and Medical Leave Act (FMLA) protect pregnant employees. These laws prevent discrimination and ensure your right to take leave for pregnancy and childbirth.
If you get laid off while pregnant in Minnesota, understanding your rights is crucial.
Review your severance package
Carefully examine any severance package offered by your employer. Look for details on financial compensation, continuation of health benefits, and other forms of support. Ensure the package aligns with your entitlements and consider seeking professional advice to fully understand its implications.
Maintain healthcare coverage
Healthcare coverage is essential during pregnancy. If your employer-provided insurance ends, explore options like COBRA to continue your coverage temporarily. Additionally, investigate state programs and marketplace insurance plans to find suitable coverage for you and your baby.
Apply for unemployment benefits
File for unemployment benefits through the Minnesota Unemployment Insurance Program. Pregnant employees laid off through no fault of their own may be eligible for financial assistance.
Seek new job opportunities
Begin searching for new employment opportunities immediately. Utilize professional networks, online job boards, and local employment agencies to find roles that match your skills and experience.
Manage your finances
Assess your financial situation and create a budget to manage expenses during this transition. Prioritize essential costs and identify areas where you can reduce spending. Financial planning can help you navigate this period more smoothly.
Staying positive and proactive
Facing a layoff while pregnant can be challenging, but by understanding your rights you can navigate this period effectively. Knowing what steps to follow helps better ensure you and your baby are well cared for during this transition.